What is a Home Warranty?

Systems and Appliances Warranty / Home Service Contract

These products are referred to generically as home warranties but are more accurately described as home service contracts.  We use the terms interchangeably throughout this website.

This warranty is either purchased at the closing of your home or purchased directly from 2-10 HBW *.  The warranty may have been paid for by the seller, the real estate agent or by you.  Your home might be new or old.  This warranty typically covers the homes major systems (furnace, hot water heater, air conditioner, plumbing and electrical systems) and major appliances (refrigerator, oven, dishwasher, built-in microwave, disposal, trash compactor).  If a covered system breaks down, you call one toll-free number for any covered item and we will dispatch a contractor to make the repair.  You pay the contractor a small deductible and we pay the rest for any covered item.  No hassle with finding a contractor or worrying about negotiating for the correct repair.

2-10 Warranty or New Construction Home Warranty
(One Year Workmanship, Two Year Systems and
Ten Year Structural Warranty.)

This warranty is provided on newly constructed homes by builder members of the 2-10 Home Buyers Warranty Program.  In order to be a member of the 2-10 Home Buyers Warranty Program, your builder must apply for membership, meet our strict underwriting guidelines and agree to abide by the terms of his agreement with us.  In return, you get the satisfaction of knowing that your builder’s warranty obligations are clearly defined in writing and backed by the warranty insurer.  Your builder will enroll your home in the program at the date of closing.  You will receive a Certificate of Warranty with your builder’s name on it in the mail.  The builder provides the warranty, 2-10 HBW arranges insurance-backing for the builder's warranty.

* The service contracts are sold and administered by 2-10 HBW of California, in California, 2-10 HBW of Virginia, in Virginia, HBWVI in Florida, and Home Buyers Resale Warranty Corporation in all other states.